{"id":5674,"date":"2020-01-27T23:48:20","date_gmt":"2020-01-27T22:48:20","guid":{"rendered":"http:\/\/www.tiocodina.com\/?page_id=5674"},"modified":"2026-09-09T11:05:34","modified_gmt":"2026-09-09T09:05:34","slug":"carteras-de-inversion","status":"publish","type":"page","link":"https:\/\/www.tiocodina.com\/?page_id=5674&lang=es","title":{"rendered":"Carteras de inversi\u00f3n"},"content":{"rendered":"<div  class=\"tatsu-gbo1nl6d0735hmla tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"90px 0px 15px 0px\"}' data-padding-top='90px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-gbo1nl6d2cbz8gia\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-gbo1nl6d3n4dcpdx\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-gbo1nl6d4rfjh7ki  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-gbo1nl6d4rfjh7ki.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style><\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-gbo1nl6d3n4dcpdx.tatsu-column{width: 100%;}.tatsu-gbo1nl6d3n4dcpdx.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-gbo1nl6d3n4dcpdx > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-gbo1nl6d3n4dcpdx > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gbo1nl6d3n4dcpdx > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-gbo1nl6d3n4dcpdx > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-gbo1nl6d0735hmla .tatsu-section-pad{padding: 90px 0px 15px 0px;}.tatsu-gbo1nl6d0735hmla > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gbo1nl6d0735hmla > .tatsu-top-divider{z-index: 9999;}.tatsu-gbo1nl6d0735hmla .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div><div  class=\"tatsu-BJl4Q7hRS tatsu-section    tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--light\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"58px 0px 67px 0px\"}' data-padding-top='58px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-HygeVQmnAr\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-SyWgEQm3AS\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-title-icon  tatsu-HJfx47XhCH  \" ><span class=\"tatsu-ti-wrap tatsu-ti large plain align-left\" ><i class=\" tatsu-ti tatsu-ti-icon\"><\/i><\/span><div class=\"tatsu-tc tatsu-tc-custom-space align-left large plain\">\n<h2 style=\"text-align: center;\"><span style=\"color: #800000;\">NUESTRAS CARTERAS MODELO<\/span><\/h2>\n<p style=\"text-align: left;\"><span style=\"color: #333333;\">Nuestras carteras modelo son una <strong>\u00f3ptima combinaci\u00f3n de 4 fondos de inversi\u00f3n escogidos entre los mejores fondos del BBVA y otras gestoras internacionales.<\/strong> Construimos as\u00ed unas carteras de inversi\u00f3n con vocaci\u00f3n global, buscando la m\u00e1xima diversificaci\u00f3n por activos para optimizar el ratio rentabilidad\/riesgo. <strong>Escogemos fondos de inversi\u00f3n de gesti\u00f3n activa conformando las carteras con una combinaci\u00f3n de fondos del BBVA y fondos de otras gestoras no espa\u00f1olas que aporten estrategias complementarias<\/strong>. Evitamos concentraci\u00f3n de riesgo en una determinada zona geogr\u00e1fica y\/o sector, buscamos la m\u00e1xima diversificaci\u00f3n y conseguimos de este modo carteras m\u00e1s eficientes en el largo plazo para cumplir con sus objetivos. Le ofrecemos la posibilidad de replicar alguna de nuestras carteras modelo y si lo desea podr\u00e1 realizar sus propias decisiones de inversi\u00f3n.<\/span><\/p>\n<ul>\n<li><span style=\"color: #333333;\">Combinaci\u00f3n de fondos de inversi\u00f3n BBVA (40%) y fondos de inversi\u00f3n de otras gestoras internacionales (60%)<\/span><\/li>\n<li><span style=\"color: #333333;\">Plazo de inversi\u00f3n m\u00ednimo recomendado de 5 a\u00f1os.<\/span><\/li>\n<li><span style=\"color: #333333;\">Liquidez inmediata, podr\u00e1 disponer de su dinero en cualquier momento.<\/span><\/li>\n<li><span style=\"color: #333333;\">Importe m\u00ednimo: 100.000\u20ac. A partir de 300.000\u20ac podemos ofrecerle\u00a0 tambi\u00e9n otras opciones de carteras de inversi\u00f3n. Contacte para mas informaci\u00f3n.\u00a0<\/span><\/li>\n<\/ul>\n<h4>\u00a0<\/h4>\n<h4 style=\"text-align: center;\"><span style=\"color: #800000;\">Le proponemos seis carteras globales en funci\u00f3n de sus objetivos y su perfil de riesgo:<\/span><\/h4>\n<\/div><style>.tatsu-HJfx47XhCH .tatsu-ti-icon{color: rgba(104,0,3,1) ;}.tatsu-HJfx47XhCH{margin: 0px 0px 0px 0px;}<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-SyWgEQm3AS.tatsu-column{width: 100%;}.tatsu-SyWgEQm3AS.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-SyWgEQm3AS > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-SyWgEQm3AS > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-SyWgEQm3AS > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-SyWgEQm3AS > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-SyWgEQm3AS.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-SyWgEQm3AS.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-SyWgEQm3AS.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-r1mx4QQ2CH\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-BJ4eV7X2AH\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-title-icon  tatsu-r1Sx4QmhAr  \" ><span class=\"tatsu-ti-wrap tatsu-ti small plain align-left\" ><i class=\"tatsu-icon-chevrons-right tatsu-ti tatsu-ti-icon\"><\/i><\/span><div class=\"tatsu-tc tatsu-tc-custom-space align-left small plain\">\n<h5><span style=\"color: #000000;\">\u00a0 \u00a0T&#038;C PRESERVACI\u00d3N<\/span><\/h5>\n<p><span style=\"color: #333333;\">\u00a0 \u00a0Objetivo: Preservaci\u00f3n del capital\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Nivel de Renta Variable: 0%-10%<\/span><\/p>\n<\/div><style>.tatsu-r1Sx4QmhAr .tatsu-ti-icon{color: rgba(104,0,3,1) ;}.tatsu-r1Sx4QmhAr{margin: 0px 0px 5px 0px;}<\/style><\/div><div  class=\"tatsu-module tatsu-title-icon  tatsu-HyIeV77hAS  \" ><span class=\"tatsu-ti-wrap tatsu-ti small plain align-left\" ><i class=\"tatsu-icon-chevrons-right tatsu-ti tatsu-ti-icon\"><\/i><\/span><div class=\"tatsu-tc tatsu-tc-custom-space align-left small plain\">\n<h5><span style=\"color: #000000;\">\u00a0 \u00a0T&#038;C CONSERVADORA<\/span><\/h5>\n<p><span style=\"color: #333333;\">\u00a0 \u00a0Objetivo: Batir a la inflaci\u00f3n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Nivel de Renta Variable: 10%-30%<\/span><\/p>\n<\/div><style>.tatsu-HyIeV77hAS .tatsu-ti-icon{color: rgba(104,0,3,1) ;}.tatsu-HyIeV77hAS{margin: 0px 0px 5px 0px;}<\/style><\/div><div  class=\"tatsu-module tatsu-title-icon  tatsu-rJvg4QXnRH  \" ><span class=\"tatsu-ti-wrap tatsu-ti small plain align-left\" ><i class=\"tatsu-icon-chevrons-right tatsu-ti tatsu-ti-icon\"><\/i><\/span><div class=\"tatsu-tc tatsu-tc-custom-space align-left small plain\">\n<h5><span style=\"color: #000000;\">\u00a0 \u00a0T&#038;C MODERADA<\/span><\/h5>\n<p><span style=\"color: #333333;\">\u00a0 \u00a0Objetivo: Equilibrio entre rentabilidad y riesgo\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Nivel de Renta Variable: 30%-60%<\/span><\/p>\n<\/div><style>.tatsu-rJvg4QXnRH .tatsu-ti-icon{color: rgba(104,0,3,1) ;}.tatsu-rJvg4QXnRH{margin: 0px 0px 5px 0px;}<\/style><\/div><div  class=\"tatsu-module tatsu-title-icon  tatsu-H1_eVQQ2RB  \" ><span class=\"tatsu-ti-wrap tatsu-ti small plain align-left\" ><i class=\"tatsu-icon-chevrons-right tatsu-ti tatsu-ti-icon\"><\/i><\/span><div class=\"tatsu-tc tatsu-tc-custom-space align-left small plain\">\n<h5><span style=\"color: #000000;\">\u00a0 \u00a0T&#038;C DECIDIDA<\/span><\/h5>\n<p><span style=\"color: #333333;\">\u00a0 \u00a0Objetivo: Rentabilidad superior con riesgo controlado\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Nivel de Renta Variable: 70%-90%<\/span><\/p>\n<\/div><style>.tatsu-H1_eVQQ2RB .tatsu-ti-icon{color: rgba(104,0,3,1) ;}.tatsu-H1_eVQQ2RB{margin: 0px 0px 5px 0px;}<\/style><\/div><div  class=\"tatsu-module tatsu-title-icon  tatsu-SkYeVmXnCr  \" ><span class=\"tatsu-ti-wrap tatsu-ti small plain align-left\" ><i class=\"tatsu-icon-chevrons-right tatsu-ti tatsu-ti-icon\"><\/i><\/span><div class=\"tatsu-tc tatsu-tc-custom-space align-left small plain\">\n<h5><span style=\"color: #000000;\">\u00a0 \u00a0T&#038;C CRECIMIENTO<\/span><\/h5>\n<p><span style=\"color: #333333;\">\u00a0 \u00a0Objetivo: Obtener la m\u00e1xima rentabilidad posible\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Nivel de Renta Variable: 100%<\/span><\/p>\n<\/div><style>.tatsu-SkYeVmXnCr .tatsu-ti-icon{color: rgba(104,0,3,1) ;}<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-BJ4eV7X2AH.tatsu-column{width: 100%;}.tatsu-BJ4eV7X2AH.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-BJ4eV7X2AH > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-BJ4eV7X2AH > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-BJ4eV7X2AH > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-BJ4eV7X2AH > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-BJ4eV7X2AH.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-BJ4eV7X2AH.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-BJ4eV7X2AH.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-H19l4mmnRS\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-SJolVQ72AH\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-rJhlNQQhAH  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-rJhlNQQhAH.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}.tatsu-rJhlNQQhAH.tatsu-text-block-wrap{margin: 0px 0px 0px 0px;}<\/style>\n<h2 style=\"text-align: center;\"><span style=\"color: #800000;\">RENTABILIDADES DE NUESTRAS CARTERAS MODELO<\/span><\/h2>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-SJolVQ72AH.tatsu-column{width: 100%;}.tatsu-SJolVQ72AH.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-SJolVQ72AH > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-SJolVQ72AH > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-SJolVQ72AH > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-SJolVQ72AH > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-SJolVQ72AH.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-SJolVQ72AH.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-SJolVQ72AH.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-H1aeV7mhCr\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-H10l47Q3CB\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-single-image tatsu-module align-center tatsu-animate tatsu-image-lazyload tatsu-rkyglE7QhAS  \" data-animation=\"fadeInDown\"  ><div class=\"tatsu-single-image-inner \" style=\"width : 1171px;\" ><div class = \"tatsu-single-image-padding-wrap\" style = \"padding-bottom : 45.260461144321%;\" ><\/div><a class = \"mfp-image\" href = \"https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1.jpg\" ><img class = \"tatsu-gradient-border\" alt = \"\" title = \"Tabla carteras ESP 0826\" data-srcset = \"https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1.jpg 1171w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-300x136.jpg 300w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-1024x463.jpg 1024w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-768x348.jpg 768w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-1160x525.jpg 1160w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-110x50.jpg 110w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-650x294.jpg 650w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-1000x453.jpg 1000w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Tabla-carteras-ESP-0826-1-50x23.jpg 50w\" sizes = \"(max-width: 1171px) 100vw, 1171px\" src =\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mNkYAAAAAYAAjCB0C8AAAAASUVORK5CYII=\"  \/><\/a><\/div><style>.tatsu-rkyglE7QhAS .tatsu-single-image-inner{border-style: solid;max-width: 85%;}.tatsu-rkyglE7QhAS.tatsu-single-image{transform: translate3d(0px,0px, 0);}<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-H10l47Q3CB.tatsu-column{width: 100%;}.tatsu-H10l47Q3CB.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-H10l47Q3CB > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-H10l47Q3CB > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-H10l47Q3CB > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-H10l47Q3CB > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-H10l47Q3CB.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-H10l47Q3CB.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-H10l47Q3CB.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-HyegeVmQhRH\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-BkZxeVQQhCB\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-single-image tatsu-module align-center tatsu-image-lazyload tatsu-r1zelN7mhAH  \" ><div class=\"tatsu-single-image-inner \" style=\"width : 1196px;\" ><div class = \"tatsu-single-image-padding-wrap\" style = \"padding-bottom : 51.505016722408%;\" ><\/div><a class = \"mfp-image\" href = \"https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826.jpg\" ><img class = \"tatsu-gradient-border\" alt = \"\" title = \"Grafico Carteras ESP 0826\" data-srcset = \"https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826.jpg 1196w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-300x155.jpg 300w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-1024x527.jpg 1024w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-768x396.jpg 768w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-1160x597.jpg 1160w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-97x50.jpg 97w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-650x335.jpg 650w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-1000x515.jpg 1000w, https:\/\/www.tiocodina.com\/wp-content\/uploads\/2026\/09\/Grafico-Carteras-ESP-0826-50x26.jpg 50w\" sizes = \"(max-width: 1196px) 100vw, 1196px\" src =\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mNkYAAAAAYAAjCB0C8AAAAASUVORK5CYII=\"  \/><\/a><\/div><style>.tatsu-r1zelN7mhAH .tatsu-single-image-inner{border-style: solid;max-width: 85%;}.tatsu-r1zelN7mhAH.tatsu-single-image{transform: translate3d(0px,0px, 0);}<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-BkZxeVQQhCB.tatsu-column{width: 100%;}.tatsu-BkZxeVQQhCB.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-BkZxeVQQhCB > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-BkZxeVQQhCB > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-BkZxeVQQhCB > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-BkZxeVQQhCB > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-BkZxeVQQhCB.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-BkZxeVQQhCB.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-BkZxeVQQhCB.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-has-two-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-Sk7glNmX3Cr\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-third tatsu-column-image-none tatsu-column-effect-none  tatsu-HyNggNQm3CH\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-single-image tatsu-module align-center tatsu-animate tatsu-image-lazyload tatsu-external-image tatsu-rypVIN0Ar  \" data-animation=\"bounceIn\" data-animation-delay=\"600\" ><div class=\"tatsu-single-image-inner \" style=\"\" ><div class = \"tatsu-single-image-padding-wrap\" style = \"\" ><\/div><img class = \"tatsu-gradient-border\" data-src = \"https:\/\/www.tiocodina.com\/wp-content\/uploads\/2019\/12\/Foto2_opt.jpg\" alt =\" \"  src =\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mNkYAAAAAYAAjCB0C8AAAAASUVORK5CYII=\"  \/><\/div><style>.tatsu-rypVIN0Ar .tatsu-single-image-inner{border-style: solid;max-width: 100%;}.tatsu-rypVIN0Ar.tatsu-single-image{transform: translate3d(0px,0px, 0);}<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-HyNggNQm3CH.tatsu-column{width: 35%;}.tatsu-HyNggNQm3CH.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-HyNggNQm3CH > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-HyNggNQm3CH > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-HyNggNQm3CH > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-HyNggNQm3CH > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-HyNggNQm3CH.tatsu-column{width: 33.33%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-HyNggNQm3CH.tatsu-column{width: 33.33%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-HyNggNQm3CH.tatsu-column{width: 100%;}}<\/style><\/div><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-two-third tatsu-column-image-none tatsu-column-effect-none  tatsu-B18xe4mm2Cr\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-rJPxxN77n0S  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-rJPxxN77n0S.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style>\n<h3><span style=\"color: #800000;\">QU\u00c9 TIENE QUE HACER PARA REPLICAR UNA CARTERA ?<\/span><\/h3>\n<ul>\n<li><span style=\"color: #333333;\">Tener una cuenta en cualquier oficina del BBVA. Su dinero estar\u00e1 siempre a su nombre.\u00a0<\/span><\/li>\n<li><span style=\"color: #333333;\">Realizar un test de idoneidad para conocer su perfil de riesgo.\u00a0<\/span><\/li>\n<li><span style=\"color: #333333;\">Podr\u00e1 consultar su inversi\u00f3n a trav\u00e9s de la web BBVA.net en cualquier momento, tambi\u00e9n podr\u00e1 informar-nos de su email si quiere que le enviemos peri\u00f3dicamente informaci\u00f3n sobre la cartera.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-B18xe4mm2Cr.tatsu-column{width: 65%;}.tatsu-B18xe4mm2Cr.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-B18xe4mm2Cr > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-B18xe4mm2Cr > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-B18xe4mm2Cr > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-B18xe4mm2Cr > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-B18xe4mm2Cr.tatsu-column{width: 66.67%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-B18xe4mm2Cr.tatsu-column{width: 66.67%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-B18xe4mm2Cr.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><style>.tatsu-BJl4Q7hRS .tatsu-section-pad{padding: 58px 0px 67px 0px;}.tatsu-BJl4Q7hRS > .tatsu-bottom-divider{z-index: 9999;}.tatsu-BJl4Q7hRS > .tatsu-top-divider{z-index: 9999;}<\/style><\/div><div  class=\"tatsu-BkjePQ3CH tatsu-section    tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"39px 0% 100px 0%\"}' data-padding-top='39px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-BkeogwXnCr\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-column-no-bg tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-rkWoxPQhRr\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-inline-text clearfix tatsu-HJzogvmnCS   \" ><style>.tatsu-HJzogvmnCS .tatsu-inline-text-inner{width: 100%;text-align: left;}<\/style><div class=\"tatsu-inline-text-inner tatsu-align-center\">\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Contacte con nosotros para pedir m\u00e1s informaci\u00f3n<\/span><\/h3>\n<\/div><\/div><div  class=\"tatsu-module tatsu-normal-button tatsu-button-wrap align-block block-center  tatsu-rk7oxwmhAB   \"><a class=\"tatsu-shortcode x-largebtn tatsu-button left-icon circular   bg-animation-none  \" href=\"http:\/\/www.tiocodina.com\/?page_id=5661&lang=es\" style= \"\"  aria-label=\"contacto\" data-gdpr-atts={} >contacto<\/a><style>.tatsu-rk7oxwmhAB .tatsu-button{background-color: rgba(104,0,3,1);color: #ffffff ;border-color: #ffffff; }.tatsu-rk7oxwmhAB .tatsu-button:hover{background-color: rgba(255,255,255,1);color: rgba(57,211,188,1) ;border-color: #f0b452; }<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><\/div><style>.tatsu-row > .tatsu-rkWoxPQhRr.tatsu-column{width: 100%;}.tatsu-rkWoxPQhRr.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: none;}.tatsu-rkWoxPQhRr > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-rkWoxPQhRr > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-rkWoxPQhRr > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-rkWoxPQhRr > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background tatsu-bg-lazyload\" data-src = \"http:\/\/www.tiocodina.com\/wp-content\/uploads\/2019\/02\/Service-2.jpg\"><\/div><\/div><style>.tatsu-BkjePQ3CH.tatsu-section{background-color: rgba(0,0,0,1);}.tatsu-BkjePQ3CH .tatsu-section-background{background-image: url(http:\/\/www.tiocodina.com\/wp-content\/uploads\/2019\/02\/Service-2.jpg);background-repeat: no-repeat;background-attachment: fixed;background-position: top center;background-size: cover;}.tatsu-BkjePQ3CH .tatsu-bg-blur{background-repeat: no-repeat;background-attachment: fixed;background-position: top center;background-size: cover;}.tatsu-BkjePQ3CH{border-width: 0px 0px px 0px;border-style: solid;}.tatsu-BkjePQ3CH .tatsu-section-pad{padding: 39px 0% 100px 0%;}.tatsu-BkjePQ3CH > .tatsu-bottom-divider{z-index: 9999;}.tatsu-BkjePQ3CH > .tatsu-top-divider{z-index: 9999;}<\/style><\/div><div  class=\"tatsu-gbo1nl6ioccjvst tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 90px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-gbo1nl6iqjapni3o\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-gbo1nl6ispcwks0i\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-gbo1nl6iunab9ifg  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-gbo1nl6iunab9ifg.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style><\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-gbo1nl6ispcwks0i.tatsu-column{width: 100%;}.tatsu-gbo1nl6ispcwks0i.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-gbo1nl6ispcwks0i > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-gbo1nl6ispcwks0i > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gbo1nl6ispcwks0i > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-gbo1nl6ispcwks0i > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-gbo1nl6ioccjvst .tatsu-section-pad{padding: 15px 0px 90px 0px;}.tatsu-gbo1nl6ioccjvst > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gbo1nl6ioccjvst > .tatsu-top-divider{z-index: 9999;}.tatsu-gbo1nl6ioccjvst .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<div><a href=\"https:\/\/www.tiocodina.com\/?page_id=5674&#038;lang=es\" class=\"exp-read-more exp-read-more-underlined\">Read More<\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5674","page","type-page","status-publish","hentry"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=\/wp\/v2\/pages\/5674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5674"}],"version-history":[{"count":83,"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=\/wp\/v2\/pages\/5674\/revisions"}],"predecessor-version":[{"id":7001,"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=\/wp\/v2\/pages\/5674\/revisions\/7001"}],"wp:attachment":[{"href":"https:\/\/www.tiocodina.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}